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Latitude Finance — Designing Modular, Multi-Surface Product Experiences Across Travel & Everyday Payments

A look at how I helped Latitude redesign two key digital experiences—the 28° Travel Card and the Gem App launch—turning static pages into modular, multi-surface journeys that improve clarity, trust, and user action across email, web, and app.

Latitude Finance brought me into two significant digital initiatives — the 28° Travel Card and the Gem App launch — as a UX lead focused on transforming how customers first meet and understand these products.

Individually, each project centred on improving a single surface (a landing page, an eDM, a product introduction).

Together, they represent a deeper challenge common across financial products:

How do you tell a clear, trustworthy, and compelling story across web, mobile, email, and app — without overwhelming users, and while enabling internal teams to scale content over time?

These two projects demonstrate the type of work I enjoy most:

  • Clarifying complex value propositions
  • Designing modular content systems
  • Aligning multiple teams around one shared narrative
  • Developing experiences that feel effortless, even when what sits beneath them is not
  • Understanding the Space

Financial products are often abstract, heavily regulated, and difficult to communicate simply.

Whether someone is evaluating a travel card or a new finance app, the real competition is not another provider — it’s lack of clarity and decision fatigue.

Across both projects, my goal was to create experiences that:

  • Give users a clear sense of what the product does
  • Match content to their intent and level of knowledge
  • Work consistently across surfaces
  • Reduce friction, not add to it
  • Allow for future content growth
  • Create intuitive pathways from “curious” to “ready to apply/install”

 

Case 1 — 28° Travel Card:

From Static Page to Adaptive Content System

Challenge

The original 28° Travel Card landing page was serviceable but static. It told a single linear story with no way for different types of travellers to discover what mattered most to them.

Performance data showed drop-offs in predictable places — sections that weren’t landing because they weren’t relevant to everyone.

The question was:

How do we make one page speak meaningfully to many different user scenarios, while staying simple?

Approach

1. Behavioural and performance analysis

I reviewed heatmaps, scroll depth, behavioural flow, and click engagement to understand where the story succeeded and where friction sat.

2. Competitive landscape scan

I mapped how leading travel/credit card providers articulate benefits, manage complexity, and use interaction to lift comprehension.

3. Modular content strategy

Instead of a fixed narrative, I designed a system based on “travel modes” — distinct user scenarios such as holiday planning, business travel, online shopping overseas, and everyday use.

Each mode contained:

  • Tailored examples
  • Situation-specific benefits
  • Appropriate CTAs
  • Relevant micro-stories

4. Interaction design

Originally a dropdown, the structure evolved into clearer tabs — maintainable, predictable, and friendly for authors and users alike.

 

 

Outcome

  • A landing page that feels personalised without needing personal data
  • Modular content blocks that Latitude’s team can reuse across campaigns
  • Higher clarity for decision-making
  • A stronger narrative structure that meets travellers where they are, rather than asking them to adapt to the page

 

 

Case 2 — Gem App Launch:

A Unified Communication Pathway Across Email → Web → App

Challenge

The Gem App product team had a strong foundation — the core UX and features — but the introduction experience for new users needed the same clarity and coherence.

Users were being introduced to the app via eDM + landing page, and the journey between those surfaces needed to feel cohesive, intentional, and reassuring.

The key question:

How do you introduce a multi-feature finance app in a way that feels simple, trustworthy, and easy to adopt?

Approach

1. Cross-team alignment

I partnered with Latitude’s internal UX team to identify the MVP feature set and map how those features should be communicated externally.

2. Reviewing the product UX

I explored the app’s flows across mobile and desktop to understand the underlying product logic and how to translate it faithfully into marketing UX.

3. Designing a two-step communication funnel

The introduction became a simple, two-touch sequence:

Step 1 — The eDM

  • Clear introduction
  • Context for the test market (NZ)
  • High-level benefits
  • CTA to install
  • CTA to learn more

Step 2 — The Landing Page

  • Re-establishes trust and consistency
  • Visual alignment with the app
  • Animated UI moments (GIFs) for comprehension
  • Clear feature breakdown
  • FAQ section to eliminate confusion and friction

 

 

Outcome

  • A communication journey that feels coherent and reassuring
  • Messaging that aligns with the product’s actual UX
  • Motion-based UI previews that raise understanding without overwhelming
  • A repeatable framework for future product rollouts and feature updates

 

Design Leadership Across Both Projects

Across both the 28° and Gem App initiatives, I operated as a UX lead bridging product, marketing, content, and internal design teams.

The work required:

  1. Systems Thinking
    Not just designing pages — designing content systems, decision pathways, and frameworks that Latitude could reuse long after delivery.
  2. Cross-functional Collaboration
    Working with product managers, marketing leads, internal UX, and content authors to align on what story we wanted to tell — and how users would experience it across channels.
  3. Complexity Simplification
    Converting financial concepts into clear, accessible user value propositions that support confidence and action.
  4. Multi-surface UX
    Ensuring consistency between eDM, landing page, mobile web, app previews, and content ecosystems.
  5. Scalability
    Creating structures that could grow as products and regions evolve.

Why These Projects Matter as a Body of Work

Together, these two initiatives show a pattern of work that aligns well with complex digital finance ecosystems:

  • Designing entry points into multi-feature financial products
  • Aligning marketing layers with product UX
  • Turning static content into modular systems
  • Balancing clarity, depth, and flexibility
  • Leading UX through ambiguous, multi-stakeholder environments
  • Maintaining coherence across web, mobile, and app touchpoints
  • Advocating for user needs in the earliest phases of product adoption

 

This case study represents the type of work I enjoy most — solving complexity with clarity, building structure around evolving products, and helping teams deliver simpler, more human experiences in spaces where trust matters.